When the Shot Misses: A Hunting Accident That Changed Everything
By Sebastian River Insurance
For Mark, hunting was more than a hobby—it was tradition. Every fall, he and his brother would head into the woods, just like their father did before them. It was their way of bonding, unplugging, and living a little closer to the land.
But one cold morning, what should have been a routine hunting trip turned tragic.
Mark slipped down a steep incline, landing hard on a hidden rock bed. The fall shattered his pelvis, broke two ribs, and punctured a lung. He was airlifted out of the forest and spent weeks in the hospital—and months in rehab.
The physical pain was immense. But the financial pain hit just as hard.
When Recovery Means Zero Income
Mark worked as a self-employed carpenter. No job meant no paycheck. While his medical insurance covered a portion of the hospital bills, it didn’t account for:
Mortgage payments
Groceries for his wife and two kids
Rehab transportation costs
Loss of long-term income from canceled projects
Without a backup plan, his injury could have buried the family in debt.
How Disability and Life Insurance Make a Difference
Fortunately, Mark had listened to a friend’s advice a few years back and taken out disability insurance with living benefits through Sebastian River Insurance. That decision changed everything.
✅ His policy paid out during his recovery
✅ His wife didn’t have to rush back to work
✅ Their savings stayed intact
✅ His kids’ routines didn’t change
It wasn’t just financial support—it was peace of mind when everything else felt upside down.
Accidents Happen—Even When You’re Careful
You don’t have to be reckless for life to throw you a curveball. One wrong step, one misfire, one missed handrail… and everything can change.
Whether you’re in the woods, on a roof, behind a desk, or behind the wheel—injuries don’t discriminate.
Protecting the Life You Love
Mark eventually returned to work, but his recovery was long and painful. He says his insurance policy didn’t just protect his income—it protected his dignity.
And when we asked him if he had any advice for others?
"Get the coverage while you're still healthy. Don't wait until something happens and you realize it's too late."
Final Thoughts
You can’t plan for an accident—but you can plan for the aftermath. Whether it’s through life insurance, disability coverage, or living benefits, Sebastian River Insurance is here to make sure you and your family are protected—no matter where life (or the trail) takes you.
📞 Call us today to discuss your coverage options and create a plan that’s built for the unexpected.
